It is no news that devious people will try to take advantage of other people’s loss and grief. Their vulnerability hinges on the fact that getting scammed is the last thing on their minds and scammers often target people who have recently lost a loved one.This is why it is important for bereaved people to be cautious, especially with the information they make publicly available. In this post we provide basic tips to help identify scammers, types of scams and how to protect yourself.
How to Identify Scammers
They pretend to be who they are not, say a friend from the past, government officials, debt collectors or insurance agents. They will try the best they can to pry your personal data or that of the deceased person. They will be aggressive, persuasive and try to rush you into making a decision.
Types of Scams
Fake Life Insurance Policy
Real insurance companies never ask for payments or personal information over the phone. Scammers do just the opposite, by asking you to make the overdue premium payments the deceased person left behind.
Burglary
With relevant details, criminals can locate the personal data of the deceased person, including their home address and that of their loved ones. This is why you have to be mindful of what you share on social media, obituary and death notices in newspapers.
Debtors scam
Scammers will claim that the deceased person owes them money which must be paid back regardless of the death. They may even threaten legal action if you do not comply within the specified time.
Tax Scam
Scammers will call to demand for outstanding inheritance or estate taxes. Don’t panic, hang up and call the appropriate federal agency.
Psychic or Spiritual Adviser Scam
Psychics prey on the emotions of grieving people by promises of healing or even communication with deceased persons.
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